Our Service to You

At Sarac Financial Services, we understand that circumstances such as bad credit, no credit, divorce, proposals, and bankruptcy can make securing vehicle financing challenging. That's why we specialize in offering tailored solutions to meet the unique needs of each client. Our knowledgeable team is dedicated to helping individuals navigate the complexities of automotive financing through our licensed OMVIC-registered dealers. Ensuring that everyone has access to reliable transportation, regardless of their financial background.

We take pride in providing personalized guidance and support throughout the financing process. Whether you’re dealing with the aftermath of a divorce, recovering from bankruptcy, or simply starting fresh with no credit history, we are here to help you explore your options and find the right vehicle financing for your situation with our OMVIC-registered dealers. Trust Sarac Financial Services to work diligently on your behalf, making the process of securing vehicle financing straightforward and making your dream of car ownership a reality.

APPLICATION

Ready to take the next step in your automotive financing journey? Fill out our quick online form or give us a call today! It only takes a few minutes and we promise not to judge your credit history. Remember, everyone deserves a chance to drive and we're here to help you achieve that goal. 

*All our applications are processed through our registered OMVIC dealerships, ensuring that your financing options are safe, secure and fully compliant.

PRE-APPROVAL

At Sarac Financial Services, we understand that navigating automotive financing can be challenging, especially if you've faced setbacks in the past. That's why our dedicated team is committed to reviewing your application immediately. We analyze your financial situation and identify all available financing options tailored to your needs. No matter your history, even if you've been turned down before, we're here to fight for your approval and help you secure the vehicle you desire.

*All our applications are processed through our registered OMVIC dealerships, ensuring that your financing options are safe, secure and fully compliant.

PICK YOUR VEHICLE

Do you have a specific vehicle in mind? Excellent! If not, rest assured that we are here to assist you in identifying the ideal car that meets your preferences or in finding a vehicle that aligns closely with your approval criteria with our licensed OMVIC dealerships. Through our comprehensive automotive finance services, we guarantee transparency throughout the entire process. Whether you are considering your dream car or evaluating various options, we will provide expert guidance to help you make an informed decision that suits both your budget and lifestyle and approval.

TRADE-IN

When it comes to financing your next car, trading in your current ride couldn’t be easier! We’ll take a good look at your vehicle and figure out its fair market value, and coordinate with our licensed OMVIC-registered dealerships ensuring you get the best deal possible also to ensure your trade-in is applied correctly toward your financing. We'll also help clarify any outstanding loan payoffs and make sure there are no surprises along the way. With Sarac Financial Services assisting you through the dealership, trading in your car will be a breeze. Just a smooth and simple changeover to your new vehicle without any surprises.

FINALIZE AND PROTECT

Finalizing your automotive finance journey has never been easier. Our dedicated team will guide you through signing your loan agreement and bill of sale with the licensed OMVIC-registered dealership, supporting you every step of the way. You can also explore optional protection plans, warranties, and GAP insurance all offered through the dealership to ensure your investment is safeguarded against unexpected events, giving you peace of mind on the road ahead.

WHITE GLOVE DELIVERY

Experience the ultimate convenience with our White Glove Delivery service with Sarac Financial Services. Once your vehicle financing is approved, we work with licensed OMVIC-registered dealerships to ensure your vehicle is fully licensed, cleaned, and fueled ready for you to enjoy. We coordinate the delivery logistics so your car can be brought directly to your door, allowing you to sit back and relax while the dealership handles the vehicle transfer. With Sarac Financial Services facilitating the process, you can focus on what matters most, knowing your automotive needs are managed efficiently and professionally.

Sarac Financial Services is not a motor vehicle dealer.
Jason Sarac is an OMVIC-registered Finance Manager acting on behalf of an OMVIC-registered motor vehicle dealer.
All vehicle sales and lease contracts are completed with the licensed dealer.

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