Real Stories From Real Customers

See how Jason has helped drivers across Ontario and Quebec secure auto financing when others said it couldn’t be done.

Approved After Consumer Proposal with No Cosigner

" I was feeling pretty down because I’m still in my consumer proposal and couldn't seem to get a car dealer to help me out. Then I met Jason and he totally changed the game! He explained that he partners with subprime lenders who really get it and can work with folks in my situation. To my surprise, I got approved for a loan with manageable payments, and the best part? I didn’t even need a cosigner! This was honestly the best auto financing experience I’ve had and I can’t thank Jason enough for his help! "

Michelle T.                   Ottawa / On 

Active Consumer Proposal

From Bankruptcy to Reliable SUV in 48 Hours

" I just wanted to share my amazing experience with you. It was only four months ago that I was discharged from bankruptcy, and honestly, I thought I’d be stuck waiting for years before I could hit the road again. But then I met Jason! He worked his magic and got me approved for a stunning RAV4 in just two days. The whole process was super easy and done online, which was a huge relief. And get this, my new ride was delivered right to my driveway! This bad credit car loan truly turned my life around and I couldn’t be more grateful for Jason! "

David K.                 Shawinigan / Qc

Post-Bankruptcy

New to Canada and Driving in Days

" I recently made the big move to Ontario just two months ago, and guess what? I didn’t have any Canadian credit history at all. Thankfully, Jason, who really knows his stuff when it comes to car loans for newcomers, worked his magic! He helped me find a lender who was more than happy to approve me based on my experience from abroad and my brand-new job here. To top it all off, my vehicle was delivered right to my apartment! I can't believe how awesome the service was! "

Natsuki C.                     Toronto/ On

New to Canada

Approved After Consumer Proposal with No Cosigner

After going through a tough divorce, my credit took a hit, leaving me with a score of 498 and no savings for a down payment. Thankfully, Jason stepped in with his subprime network and set me up with a zero down car loan. Now, I’m cruising in a dependable sedan while working on my credit score. Jason is the go-to guy for car loans!

Robert M.                                                     Sudbury / On

Bad Credit

2019 Toyota RAV4 LE

$162 bi-weekly / 72 months financing term

One of Canada’s most trusted SUVs.
Approved just 6 months after bankruptcy discharge with minimal cash down. Sarac Financial Services financing, structured around real world budgets.

2021 Nissan Rogue S

$184 bi-weekly / 84 months financing term

A modern crossover with advanced safety features built for today’s roads. Approved for a new Canadian with limited credit history and just three months of employment. Newcomer, friendly financing available in Ontario and Quebec with Sarac Financial Services.

Recent Approval Sucess Stories

Genuine vehicles, verified approvals and actual customers navigating the roadways of Ontario and Quebec exemplify our commitment to transforming difficult credit circumstances into successfully approved auto financing solutions with Sarac Financial Services.

2018 Ford F-150 XLT

$207 bi-weekly / 72 months financing term

Powerful enough for the job, comfortable enough for the family. Customer approved during an active consumer proposal with self-employed income. Subprime auto financing approved with Sarac Financial Services available across Ontario and Quebec. With payment structures that actually work.

2020 Honda Civic SI

$133 bi-weekly / 84 months financing term

Trusted reliability that works where credit doesn’t.
Reliable sedan perfect for daily commuting. This customer was approved with a 498 credit score through Sarac Financial Services’ bad-credit auto loan solutions. Flexible payment structures available across Ontario and Quebec.

Sarac Financial Services is not a motor vehicle dealer.
Jason Sarac is an OMVIC-registered Finance Manager acting on behalf of an OMVIC-registered motor vehicle dealer.
All vehicle sales and lease contracts are completed with the licensed dealer.

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